XTB review: What you need to know before signing up.

XTB is a multi-asset broker offering its clients access to over 7,500 financial instruments, including more than 3,600 shares listed on 14 stock exchanges, around 1,300 funds and ETFs, as well as numerous CFDs. These CFDs allow you to trade on over 70 currency pairs, 30 indices, 25 commodities, and 41 cryptocurrencies using leverage.

Here’s a list of the financial instruments offered by XTB:

• Shares:
  3686 shares
• Crypto:
  41 cryptos
• Forex:
  70 pairs
• CFDs:
  2,300 CFDs
• ETFs:
  1350 ETFs

XTB offers a CFD trading platform that enables you to invest in a wide range of assets, including Forex, shares, indices, and cryptocurrencies. The platform is distinguished by its competitive spreads tailored to different investor profiles, and favourable trading conditions across various financial instruments. XTB primarily earns through spreads, commissions, and overnight financing fees, which vary by instrument and market conditions. With spreads as low as 0 pip for the Pro account (with a commission per lot), XTB provides maximum flexibility and cost efficiency, although fees on cryptocurrencies may be higher.

Overview of the main spreads at XTB:

• Spread EUR/USD:
  0.1 pip
• Spread EUR/GBP:
  0.1 pip
• Spread GBP/USD:
  0.1 pip
• Spread USD/CHF:
  0.5 pip

• Spread CAC40:
  0.8 pip
• Spread STOXX50:
  1.4 pip
• Spread FTSE100:
  1.4 pip
• Spread SP500:
  0.3 pip

For shares, XTB charges a fee of 0.05% with a minimum commission per order of £5 for European shares and £15 for American shares, plus an overnight fee of about 0.0069%. In other words, for small orders, XTB is only really attractive for larger transactions (several thousand pounds).
XTB also offers 6,000 ETFs – roughly ten on gold and five on oil – which are traded via CFDs.

Regarding the Turbo24 offering, XTB charges no commission on orders over £300. For orders below £300, a commission of £3 is applied.

• European shares commission:
  0%
  (min. £5 per order)
• US shares commission:
  £0.02 per share
  (min. £15 per order)
• Direct share purchase:
  Oui
• CFDs on shares:
  Oui

• Number of ETFs:
  1350
• Minimum ETF spread:
  0.08
• CFDs on ETFs:
  Oui
• Direct ETF purchase:
  Oui

XTB is highly competitive in Forex and CFD trading, offering a wide selection of currency pairs with low spreads. Available 24 hours a day, 5 days a week, this range includes both major and minor pairs. For cryptocurrencies, XTB offers CFD trading on various digital currencies without allowing direct purchase or actual ownership of these assets.

• Spread EUR/USD:
  0.1
• Spread EUR/GBP:
  0.1
• Spread EUR/CHF:
  0.1
• Spread USD/CAD:
  0.5

• Number of cryptos:
  41
• Minimum crypto spread:
  0.22
• CFDs on crypto:
  Oui
• Direct crypto purchase:
  Non

xStation 5, XTB’s proprietary trading platform, has been developed to offer an intuitive and high-performance user experience. Accessible via web, desktop, and mobile without any downloads, it is designed for practicality and flexibility. The platform provides advanced analysis tools, interactive charts, and real-time market analysis, meeting the needs of every trader. Fully customisable, xStation 5 allows you to set up price alerts and offers direct access to tutorials, webinars, and market analyses. Recognised for its speed and user-friendliness, it has received awards such as the “Grand Prix de l’Excellence 2019” and the “Best Execution” award by IAT.

Here’s a list of the key features offered by xStation 5:

1. Technical analysis & market sentiment/scanner:

•      Various indicators and tools for in-depth analysis.
•      Sentiment analysis to gauge the trader trend, and a scanner to spot opportunities.

2. Price alerts & stop loss:

•      Notifications when an asset reaches a predetermined price level.
•      Stop loss to automatically limit losses.

3. Direct account management:

•      Manage your transactions, deposits, and withdrawals directly on the platform.

4. Trailing stop:

•      Automatically adjusts your exit level based on favourable market moves.

5. Educational resources:

•      Access to webinars, tutorials, and other resources to enhance your trading skills.

The xStation Mobile app from XTB, available on both Android and iOS, is an extension of the desktop xStation 5 platform, offering an optimised experience for smartphones and tablets. With a simple and intuitive interface, it provides all the features of the desktop version – including interactive charts, price alerts, an economic calendar, and real-time technical analysis. Users can manage their accounts and trades using tools like stop-loss orders and receive customised notifications.

XTB is recognised as a trustworthy broker in the online trading industry, with over 15 years of experience and serving more than 1,300,000 clients worldwide. XTB is a multi-regulated broker authorised by the FCA and other respected bodies. Client funds are held in segregated accounts as required by regulations, offering additional protection, and are covered by an investor compensation scheme.